How to check user account is banned/deactivated?

Well if you want to test it yourself, go and violate Twitch’s ToS and then report yourself, do that a few times so you get more than a warning and get a suspension and you’ll be able to see for yourself.

If you need to be sure a channel really belongs to a user, that’s the point of the auth process. No one can go through the auth process with an account other than one they have access to.